In a NSW strata scheme, lot owners form the owners corporation and share responsibility for common property. A strata manager can assist, but ownership still involves decisions, records and ongoing costs.
Who repairs what?
The owners corporation is generally responsible for common-property maintenance and repair. Lot owners generally repair their own property. Boundaries, the strata plan and applicable by-laws can affect particular items, so do not assume every internal fixture or service is covered by the scheme.
Check the budget
Review levies, the capital works plan, financial statements, arrears, insurance, defects and proposed work. There is no universal weekly fee or automatic annual percentage increase applying to all buildings.
Stay involved
Read notices and minutes, attend meetings where possible and raise concerns through the proper process. A strata scheme can share some responsibilities, but it does not remove an owner’s own obligations or guarantee that unexpected costs will be avoided.
Sources and guidance
Identified guidance reviewed 3 October 2026.
