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Sydney property finance
YNM Property & Finance

Finance your move.
With clarity.

Home, investment, refinance and commercial property lending shaped around your needs.

Speak to YNM Finance →Explore your options →
Property finance

The finance should fit the move — not the other way around.

Explore finance options that fit your property plans and circumstances.

01

First home

Understand borrowing options and application requirements.

02

Next home

Plan lending around your next purchase.

03

Investment

Align lending with your investment plans.

04

Refinance

Review your loan and refinance options.

Calculator and pen on a desk for planning property finance
More choice, less noise

Compare the options. Understand the process.

Compare lending options with support through the application process. Discuss loan structure, property plans and borrower circumstances with YNM Finance. Whether you are buying your first home, adding an investment or refinancing, start by outlining your goals and timing. The team can explain the information needed to explore your options.

Loan product comparison
Application support
Residential finance
Commercial property finance
Home loan calculator

See what the numbers could look like.

Adjust the price, deposit, rate and term for an indicative repayment estimate.

Discuss your borrowing options →
$
$
% p.a.
years
Monthly principal & interest$7,272
Monthly interest only$6,100
Loan amount$1,200,000
Loan-to-value ratio80.0%
Estimated NSW stamp duty$63,787

Stamp duty uses NSW residential rates for 1 July 2026–30 June 2027, assuming the price is at least market value and the property is no larger than 2 hectares. Excludes first-home concessions, foreign-buyer surcharges and special transactions. Duty is separate from the loan. Revenue NSW rates.

Interest-only payments exclude principal repayments and do not reduce the loan balance. Indicative estimate only. It does not include fees, lender mortgage insurance, offset balances, repayment changes or lending criteria and is not a credit quote or financial advice.

Sydney property and finance
Planning your next move?

Understand the finance before you commit to the property.

Speak to YNM Finance →