Comparing coffee spending with property prices is not a reliable forecast or investment strategy.
Use your actual budget
Review recurring discretionary spending and decide what you want to save without relying on unsupported price comparisons. Small savings can help a deposit, but they do not establish mortgage affordability or replace income assessment.
Avoid timing assumptions
Interest rates and property values change. An old record-low-rate claim is not a reason to invest now, and prices can fall. Include purchase costs, repayments and a cash reserve, then compare renting or buying with your timeframe. Choose a sustainable plan rather than treating everyday spending as proof that property will outperform.
