Changing needs, location, finances, maintenance or investment strategy can prompt a sale review. They do not automatically mean selling is the best answer.
Compare the alternatives
Assess keeping, improving, renting or selling the property against your objectives. Include transaction costs and the cost of the next home. A market headline alone is not a reason to act.
Address financial pressure early
If repayments are difficult, speak with the lender about hardship options and consider independent financial counselling before rushing to sell. Obtain a realistic appraisal and tax advice where relevant. Capital gains and sale timing are uncertain, so base the decision on your circumstances rather than a guaranteed profit assumption.
